I love the convenience of buying things online.  There are always going to be those things that I won’t get on the internet (like shoes) but when you’re just buying a pience of paper – like with insurance – then online is the way to go.  You can get all types of insurance online and if you can pay for it that way too, you reduce alot of the overhad for the company and the extra cost doesn’t get added into your premiums.