Archive for March 17th, 2008

Mortgage Matters

Monday, March 17th, 2008

How can you find out what the mortgage rate for your state are?  Where can you find a list of just who it is that lends money nowadays?  Try eHomeMortageges.com.  They offer a comprehensive list of all mortgage brokers in your area and allowed me to get an idea of Arizona mortgage rates.

In the past I’ve had trouble finding out just who I would be dealing with when I got a mortgage and even when I had a name, I often couldn’t get a hold of the person.  At the time I was willing to shop around but had no idea how to do that.  This resource would have been wonderful to have and I’m glad I know about it now that I’m thinking of refinancing.

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Drag Me Into Summer

Monday, March 17th, 2008

Boy what a headache I have.  Spring break is over and I had to start getting up early again today.  I’m completely out of practice and so is everybody else.  Even the little girl who woke up before 5am every day this past week had to be prodded awake.

I think spring break should be put off until April when you’re so desperate for a single day off, a whole week will seem like a month.  As it is, we’ve had at least one day off each month this school year, but when April roles around there will be none at all.  Not even an early out.   22 days of unending waking up early.  Oy veh.

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Interest Rates

Monday, March 17th, 2008

Did you know mortgage rates can vary depending on where you live?  I recently talked to a loan officer about possibly refinancing and she mentioned that I’m in a ‘distressed market’.  I don’t think that will be good when it comes time to look for home mortgage loans around here.

Despite that it seems like Arizona mortgage rates are still in the good range right now and have dropped recently because of the Fed reducing the prime rate. If you refinanced last year to get out of an ARM, you might see if refinancing again would be beneficial now that the rates are lower.

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Goodbye Green Car

Monday, March 17th, 2008

We bade a final farewell to our dear Ford Escort (station wagon) last week.   Believe it or not, some chump actually paid us $50 for the hunk of junk and hauled it away too!  We sure pulled a fast one on him!  Watch me as I giggle behind my hand.

What was that?

My husband tells me he probably back that and then some on the scrap metal which we kindly made more accessible by melting off the rubber parts.

Shoot.  I should have had him scrape the burned rubber remnants off the driveway and haul those away too.

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Camping Holiday Insurance

Monday, March 17th, 2008

Anyone who has been camping on a starry night knows the joy of being in nature overshadows any discomfort of sleeping on the ground. During such an idyllic vacation, people don’t want to worry about what they will do if something goes wrong. They just want to spend quality time with their family and pets.

It isn’t just the most obsessive worriers among us who are concerned with problems on vacation – prudent people are just as likely to consider taking a more conventional vacation just to avoid potential problems.

What if a storm kicks up and your tent is destroyed? What if your camper is “accidentally” hitched to someone else’s truck and hauled away?

That’s where camping insurance comes in. You can buy insurance to cover your tent so this holiday doesn’t have to end or to cover your larger camping equipment (like your trailer tent) so this holiday isn’t your last.

A vacation is supposed to be a time to relax and camping vacations are perfect for that as long as you don’t allow the worries of everyday life to constantly invade your mind. With camping insurance, you can avoid this pitfall and return home unlike all the other people you see coming back from a holiday – you will actually be rested.

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My Secret Revealed

Monday, March 17th, 2008

I have a guilty pleasure to admit to. I read books written for teenagers. I feel so much more free now that I’ve admitted it. It’s been like a dirty, immature secret.

I just finished the Sisterhood of the Traveling Pants trilogy plus one (what’s the word a 4 book series?) and I am still seething about Kostos. I know he and Lena weren’t together anymore but he was always so sensible. He should have known he was never going to find happiness with someone else’s ‘traveling pants’.

But now I’ve finished all four and I don’t know what to do with myself. With the cost of books, I refuse to try a new author without an excellent recommendation. And even though I was desperate enough to do it for the fourth book of this series, don’t expect me to EVER go back into the Knowasis (aka teen study room) at the library.

Ah, sweet angst ridden life….

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