Are you planning on visiting out of town family over the holidays? Let me advise you that it is a much nicer experience if you stay at a hotel instead of with your family. As well meaning as you and they may be, having a place of your own to rest your head may mean you actually get to rest. If you’re lucky, that out of town destination is
The real estate market around here stinks. I should know, I’m trying to sell my house. Mind you it’s not because I can’t afford it; it’s because we got a job in another city. Murphy’s Law dictates that we get a new job that fits all our needs just as the housing market goes bust. Now I wasn’t in on that .com stuff when it went south and I’m happy about that, but does that mean I was due for an investment arena to go kaput on me? Does this mean I’m less likely to get burned in the future? Of course this time of year is pretty bad for the housing market anyway, but I’ve heard those in the know about this stuff aren’t expecting a real recovery until 2010. I’d kinda like to sell my house before that, ya know?
The Christmas season is when you are supposed to spend time with family and loved ones. It is extremely difficult to enjoy this time when you are saddled with the guilt of knowing you’re addicted and that this addiction is a burden to those you love. Realizing you have a problem is often the hardest part mentally but what sometimes feels harder still is trying to figure out how to get help. Sometimes the embarrassment of asking for help can hold a person back because it means they have to admit they have a problem not just to themselves but also to someone else which can be a very humbling experience. Looking for a drug rehab or an alcohol rehab facility online is an option now in ways that it hasn’t been in the past. Not only do many facilities have websites, there are also referral services that can help you find a drug treatment program that will work for you. One such place is 1800nodrugs.com. You can get information about rehabilitation, relapses and general drug facts. If you need more information, you can give them your contact information and they will reach out to you. There’s no embarrassment involved because they know why you need to reach them. Maybe you are held back because you don’t think you can afford an expensive treatment facility. In fact, many health care plans cover these costs. Even if yours doesn’t or you don’t have insurance at all the truth of the matter is that you cannot afford to lose your livelihood and even your life because you do not make this investment in yourself. This web site has information about financing the expenses, something I did not realize could be done until now. If you have a loved one who needs help, you can use this service as well. The website helps out with information on interventions and after care as well as the referral service.
Well, the fed dropped the interest rate another quarter point. I hope I can refinance my mortgage and get a lower monthly payment because of this.
Unfortunately this also means that the interest rate on my savings account is going to go down. I’m beginning to wonder if they do negative interest on savings accounts.